HSA - Qualified Medial Expenses

Members can use H.S.A. funds to pay for the following medical, dental and vision expenses if they are not covered by an insurance plan: 

• Acupuncture (excluding remedies and treatments prescribed by acupuncturist)
• Alcoholism treatment
• Ambulance
• Artificial limbs/teeth
• Chiropractors
• Christian Science practitioner fees
• Contact lenses and solutions
• Co-payments
• Costs for physical or mental illness confinement
• Crutches
• Deductibles
• Dental Treatment
• Drug and medical supplies (i.e. syringes, needles, etc.)
• Eyeglasses
• Eye examination fees
• Eye surgery (cataracts, lasik, etc.)
• Hearing devices and batteries
• Hospital services
• Insulin

• Laboratory fees
• Laser eye surgery
• Obstetrical expenses
• Oral surgery
• Orthodontic fees
• Orthopedic shoes
• Over-the-counter drugs and medications for medical care including antacids, allergy medicines, cold medicines and pain relievers (e.g. Aspirin, Tylenol, Advil, etc.)
• Oxygen
• Physician fees
• Prescribed medicines
• Psychiatric care
• Psychologist’s fees
• Routine physicals and other non-diagnostic services or treatments
• Smoking cessation programs (includes over-the-counter patches, medications and gums)
• Wheelchair
• X-rays

**This is only a partial list of qualified medical expenses.  For a complete list, please see Section 213(d) of the IRS Tax Code.

Health Care Expenses That
DO NOT Qualify for Reimbursements

• Cosmetic surgery
• Dental bleaching
• Marriage and family counseling
• Over-the-counter drugs and medications for general health (including vitamins, toiletries and other personal items)
• Weight loss programs – unless directed by a physician (a letter of medical necessity is required)
• Premiums you or your spouse pay for insurance coverage